Privacy Policy (Turantcash)
Welcome to Turantcash! This Privacy Policy explains how we (Apexmatrix Software Solutions Private Limited) collect, use, share, and protect your personal data when you use our app and services.
By using Turantcash!, you agree to this policy.
1. Who We Are
We are Apexmatrix Software Solutions Private Limited, based in Raipur, Chhattisgarh, India. We offer digital lending services through our mobile app.
2. What We Collect
We collect information to provide and improve our services, including:
Personal Info: Name, email, phone number, gender, and date of birth
KYC & ID Info: PAN, Aadhaar, bank details, salary, etc.
Device Info: IP address, device type, app usage, and location (with consent)
Permissions: Contacts, camera, location, and phone state—for onboarding and verification (only if you allow it)
3. How We Use It
We use your data to:
- Verify your identity (KYC)
- Process your loan applications and payments
- Improve app performance
- Send alerts and offers (only if you agree)
- Comply with legal and regulatory rules
4. Who We Share It With
We may share your data with:
- Lending partners and verification agencies
- Service providers like cloud storage or analytics tools
- Authorities if legally required
5. Data Retention & Security
We keep your data as long as needed (up to 10 years) to meet legal or business needs.
We use encryption and secure servers in India to protect your information.
6. Your Rights
You can:
- Access or correct your data
- Withdraw your consent
- Ask us to delete your data (unless we need to keep it for legal reasons)
7. Permissions
We ask for access to contacts, camera, location, etc., only when needed. You can change these anytime in your phone settings.
8. Updates
We may update this policy from time to time. We’ll notify you in the app when we do.
9. Contact Us
SO-11, 3rd Floor, Magneto, The Mall, Telibandha, Raipur, Chhattisgarh – 492001